Surely, you or someone you know is turning 65 and will start thinking about Medicare. Maybe this year or perhaps in a few years. It's common for 'Medicare' to come up in conversations when someone is getting close to age 65. For example, "What plan did you go on?" and "How did you pick a plan?"
Those are common questions people have when they start thinking about Medicare. They might feel confused about what they read while trying to educate themselves. They see many plans on the Medicare.gov website and feel overwhelmed with all their options. As a result, they lack the confidence to choose.
The most common concern folks have is how and where to start. Choosing a plan based on a TV commercial or what a neighbor or friend has is not the best approach. Yet, they just want a simple way to make a choice.
That's why we are here! Our goal is to make Medicare 123Easy and ensure folks understand Medicare while still working. Decisions can be made with confidence when ready to retire.
- We help you research doctors
- Show you all the plans in your area
- Help you compare plans
- Show you how to save on costs
When you hear about someone getting ready for Medicare, you can help them by referring them to 123EasyMedicare. This way, they can go to Medicare confident with their choices and stress-free—like you did!
You can help us get the word out to your employer! We are here to help guide employees in clearing the confusion about Medicare to make Medicare@work123easy.
By American Retirement Advisors
American Retirement Advisors helps retirees and pre-retirees navigate Medicare, estate planning, and retirement income — so you can enjoy the retirement you've earned.
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Easy Eddie's Take
This is spot on about avoiding the "I'll take what he's having" approach to Medicare. Here's the good news: the Centers for Medicare & Medicaid Services makes it easier than you might think to compare your options. When you turn 65, you get a seven-month Initial Enrollment Period that starts three months before your birthday month. During this window, you can choose Original Medicare (Parts A and B) plus a Medicare Supplement policy, or go with a Medicare Advantage plan that bundles everything together.
Most people are surprised when they learn this, but Medicare plans can vary dramatically even within the same zip code. In Arizona, for example, you might have 30 or more Medicare Advantage plans to choose from, each with different doctor networks, prescription drug coverage, and costs. That's why comparing plans based on your specific doctors and medications is so important. The Medicare Plan Finder tool on Medicare.gov lets you enter your prescriptions and see exactly what each plan will cost you.
Think of it this way: a little homework now can save you thousands later. Once you understand your options, making the right choice becomes 123easy.