Part 4 of Dental Care in Retirement. Many Medicare Advantage plans include dental, and a lot of it goes unused. Where to find the dental section in your plan's papers, what 'preventive' and 'comprehensive' really mean, and the limits to look for.
Part 3 of Dental Care in Retirement. Before you sign up for any dental plan, there are other places to look: your own dentist, dental schools and hygiene clinics in the Phoenix area and Las Vegas, community health centers, and Medicaid if you qualify.
Part 2 of Dental Care in Retirement. A dental discount plan and a dental insurance policy work very differently. In our example, the same policy costs $1,780 or $1,155 for the year, depending on when you need the crown.
Part 1 of Dental Care in Retirement. Many of our clients are surprised how little dental care Medicare itself pays for. Where your dental coverage really comes from, the few times Original Medicare does pay, and where to start.
Every fall, someone at the mailbox swears by their Medicare plan. It may be perfect for them and wrong for you. Four things that make a plan personal, and three better questions to ask than 'which plan do you have?'
At Fiscal Fridays, David told the story of a drug list that made next year look like $972,000. Nothing was wrong with the plan. The list was wrong. How to get yours right before your review.
“My full trust is in you folks and always has been since the beginning.”
— Dana B., ARA client since 2019
“Best decision we made years ago in AZ was finding American Retirement Advisors!”
— Ellen K., Scottsdale
“I told my friends I was in the same position and talked to American Retirement Advisors and got my questions answered.”
— Rod H., ARA client
“I was talking to a family friend yesterday and told him what a wonderful job Marc did.”
— Susan S., Mesa
“He comes highly recommended by close friends. I only want to talk to David Edge.”
— Gene M., referred client
“This is my first year in Medicare and your input was extremely helpful.”
— Randy B., new client
We start by learning what you want to accomplish and what you have to work with. We can't help if we don't know the full picture.
We keep the best of what you already have, replace what can be better, and make sure nothing is falling through the cracks.
As life changes, so should your plan. We lock in an annual review to make sure everything is still working for you.
Part 4 of Dental Care in Retirement. Many Medicare Advantage plans include dental, and a lot of it goes unused. Where to find the dental section in your plan's papers, what 'preventive' and 'comprehensive' really mean, and the limits to look for.
Part 3 of Dental Care in Retirement. Before you sign up for any dental plan, there are other places to look: your own dentist, dental schools and hygiene clinics in the Phoenix area and Las Vegas, community health centers, and Medicaid if you qualify.
Part 2 of Dental Care in Retirement. A dental discount plan and a dental insurance policy work very differently. In our example, the same policy costs $1,780 or $1,155 for the year, depending on when you need the crown.
Part 1 of Dental Care in Retirement. Many of our clients are surprised how little dental care Medicare itself pays for. Where your dental coverage really comes from, the few times Original Medicare does pay, and where to start.
David closed Fiscal Fridays with a picture worth keeping: Medicare is one room in your house, and your income and your family's plan live there too. A simple once-a-year walk through all three rooms.
On Fiscal Fridays, David reads a real family's question off a card and an advisor gets thirty seconds to answer it, out loud, with a buzzer and a spray bottle standing by. We tried five practice rounds ourselves. Here is how close we got.
Eight true-or-false questions from a busy week: charitable giving, the income surcharge on $0 plans, long-term care, three Medicare rumors, and Social Security's 2027 raise. Every answer links back to the article it came from.
Social Security's 2027 cost-of-living adjustment is 3.6%, about $75 more a month for the average retiree. What lands in your January deposit depends on a few numbers that are not out yet, plus some that are. A short household check before the year ends.
David closed Fiscal Fridays with a picture worth keeping: Medicare is one room in your house, and your income and your family's plan live there too. A simple once-a-year walk through all three rooms.
The thirty-second clock on Fiscal Fridays is David Schaeffer's 1878 Rockford pocket watch. Behind it is a story about railroads, a wreck in Ohio, and a jeweler who made America's watches honest, plus a practical question every family with a watch drawer should answer.
Four real situations, thirty seconds each: a widow who found four accounts she never knew about, a man who sold his company and felt nothing, a couple whose plan is twenty-two years old, and three kids who will not agree. Plus Greg Frantz on thirty years of Medicare. Hayes's thirty-two-minute cut is
The thing that actually splits families isn't the money. It's a ring, a chair, a photo, and the feeling of being left out. Here is how you hand it all down without anyone stopping speaking.
