When you already have enough, an inheritance is not really about security anymore. It is about purpose. Here is how to think about deploying a windfall when your plan is already full. Part five of Both Ends of the Table.
When Susan passed away unexpectedly, her three children discovered that even meticulous planning can fall short when beneficiaries aren't updated.
A single big-income year, from an inheritance, a sale, or a large withdrawal, can quietly trigger four different taxes at once and raise your Medicare premiums two years later. Part four of Both Ends of the Table.
After visiting over 45 countries, I've learned that a little perspective can transform how we view our retirement years in America.
Once you have enough, the biggest threat to your money is no longer a bad return. It is the gaps between advisors who never talk to each other. Part three of Both Ends of the Table.
The leaves are turning, families are growing, and Medicare plans are evolving. A perfect time to pause, reflect, and plan ahead.
“My full trust is in you folks and always has been since the beginning.”
— Dana B., ARA client since 2019
“Best decision we made years ago in AZ was finding American Retirement Advisors!”
— Ellen K., Scottsdale
“I told my friends I was in the same position and talked to American Retirement Advisors and got my questions answered.”
— Rod H., ARA client
“I was talking to a family friend yesterday and told him what a wonderful job Marc did.”
— Susan S., Mesa
“He comes highly recommended by close friends. I only want to talk to David Edge.”
— Gene M., referred client
“This is my first year in Medicare and your input was extremely helpful.”
— Randy B., new client
We start by learning what you want to accomplish and what you have to work with. We can't help if we don't know the full picture.
We keep the best of what you already have, replace what can be better, and make sure nothing is falling through the cracks.
As life changes, so should your plan. We lock in an annual review to make sure everything is still working for you.
The leaves are turning, families are growing, and Medicare plans are evolving. A perfect time to pause, reflect, and plan ahead.
Five years ago, I became eligible for Medicare. Having helped others navigate it for years, I thought I knew it all. But experiencing it firsthand gave me a whole new perspective.
Time to start thinking about the Medicare annual enrollment period and what changes you may need to make between October 15th and December 7th.
Untreated hearing loss forces the brain to work harder, pulling resources away from memory and thinking. Research shows this connection significantly increases dementia risk.
A single big-income year, from an inheritance, a sale, or a large withdrawal, can quietly trigger four different taxes at once and raise your Medicare premiums two years later. Part four of Both Ends of the Table.
Once you have enough, the biggest threat to your money is no longer a bad return. It is the gaps between advisors who never talk to each other. Part three of Both Ends of the Table.
Long-term care insurance protects your savings and gives you choices about care. It's about options, dignity, and preparation for what lies ahead.
Everyone said to finish your Roth conversion before tax rates jumped in 2026. Then the 2025 tax law made those rates permanent. Here is what that changes.
When you already have enough, an inheritance is not really about security anymore. It is about purpose. Here is how to think about deploying a windfall when your plan is already full. Part five of Both Ends of the Table.
When Susan passed away unexpectedly, her three children discovered that even meticulous planning can fall short when beneficiaries aren't updated.
Most people are blindsided by an inheritance. A lucky few can see it coming, and that window before it arrives is where nearly all the planning value lives. Part two of Both Ends of the Table.
America is in the middle of the largest wealth transfer in history, and the families who keep it are not the ones with the best investments. They are the ones who brought their children to the table early. The first in our Both Ends of the Table series.
