Every fall, someone at the mailbox swears by their Medicare plan. It may be perfect for them and wrong for you. Four things that make a plan personal, and three better questions to ask than 'which plan do you have?'
At Fiscal Fridays, David told the story of a drug list that made next year look like $972,000. Nothing was wrong with the plan. The list was wrong. How to get yours right before your review.
David closed Fiscal Fridays with a picture worth keeping: Medicare is one room in your house, and your income and your family's plan live there too. A simple once-a-year walk through all three rooms.
Our first Fiscal Fridays open to the public is in the books. The moments we loved, the questions that stuck, and why we can't wait to do it again on Friday, November 20.
Fiscal Fridays goes live this morning in Scottsdale, the first show ever open to the public. The timeline, what to bring, the secret guest, and how to watch if you cannot be in the room.
The thirty-second clock on Fiscal Fridays is David Schaeffer's 1878 Rockford pocket watch. Behind it is a story about railroads, a wreck in Ohio, and a jeweler who made America's watches honest, plus a practical question every family with a watch drawer should answer.
“My full trust is in you folks and always has been since the beginning.”
— Dana B., ARA client since 2019
“Best decision we made years ago in AZ was finding American Retirement Advisors!”
— Ellen K., Scottsdale
“I told my friends I was in the same position and talked to American Retirement Advisors and got my questions answered.”
— Rod H., ARA client
“I was talking to a family friend yesterday and told him what a wonderful job Marc did.”
— Susan S., Mesa
“He comes highly recommended by close friends. I only want to talk to David Edge.”
— Gene M., referred client
“This is my first year in Medicare and your input was extremely helpful.”
— Randy B., new client
We start by learning what you want to accomplish and what you have to work with. We can't help if we don't know the full picture.
We keep the best of what you already have, replace what can be better, and make sure nothing is falling through the cracks.
As life changes, so should your plan. We lock in an annual review to make sure everything is still working for you.
Every fall, someone at the mailbox swears by their Medicare plan. It may be perfect for them and wrong for you. Four things that make a plan personal, and three better questions to ask than 'which plan do you have?'
At Fiscal Fridays, David told the story of a drug list that made next year look like $972,000. Nothing was wrong with the plan. The list was wrong. How to get yours right before your review.
Every copay on a 2027 plan card was decided months ago, inside a bid that went to Medicare in June. How the bid, the benchmark, and the rebate work, why a dollar can only go one place, and the secret guest at Fiscal Fridays on October 23 who has spent his career inside the health insurance business.
The Annual Enrollment Period opens today, and three claims are making the rounds that are wrong or out of date: a new escape hatch when your doctor leaves, a $2,000 drug cap, and a rule that you must re-enroll every year. What the official sources actually say.
David closed Fiscal Fridays with a picture worth keeping: Medicare is one room in your house, and your income and your family's plan live there too. A simple once-a-year walk through all three rooms.
On Fiscal Fridays, David reads a real family's question off a card and an advisor gets thirty seconds to answer it, out loud, with a buzzer and a spray bottle standing by. We tried five practice rounds ourselves. Here is how close we got.
Eight true-or-false questions from a busy week: charitable giving, the income surcharge on $0 plans, long-term care, three Medicare rumors, and Social Security's 2027 raise. Every answer links back to the article it came from.
Social Security's 2027 cost-of-living adjustment is 3.6%, about $75 more a month for the average retiree. What lands in your January deposit depends on a few numbers that are not out yet, plus some that are. A short household check before the year ends.
David closed Fiscal Fridays with a picture worth keeping: Medicare is one room in your house, and your income and your family's plan live there too. A simple once-a-year walk through all three rooms.
The thirty-second clock on Fiscal Fridays is David Schaeffer's 1878 Rockford pocket watch. Behind it is a story about railroads, a wreck in Ohio, and a jeweler who made America's watches honest, plus a practical question every family with a watch drawer should answer.
Four real situations, thirty seconds each: a widow who found four accounts she never knew about, a man who sold his company and felt nothing, a couple whose plan is twenty-two years old, and three kids who will not agree. Plus Greg Frantz on thirty years of Medicare. Hayes's thirty-two-minute cut is
The thing that actually splits families isn't the money. It's a ring, a chair, a photo, and the feeling of being left out. Here is how you hand it all down without anyone stopping speaking.
