Lifestyle & Mindset
Christmas Memories: Finding Joy in Simple Traditions
Childhood Christmas memories of searching for trees and handmade decorations remind us that the simplest traditions often create the most lasting joy.
The American Retirement Advisor — News & Insights
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Retirement Income
The Policy That Helps You While You're Alive
Almost 70 percent of people turning 65 will need long-term care, and Medicare will not cover most of it. Some life insurance can step in while you are still living. Part three of More Than a Death Benefit.
Lifestyle & Mindset
Holiday Memories and Making New Traditions This Season
From Christmas carols to family tree decorating, the holiday season brings back floods of memories and chances to create new ones with loved ones.
Retirement Income
Be Your Own Bank: The Cash Value Most People Never Touch
Some life insurance quietly builds a pool of money you can borrow against, tax-advantaged, for anything you want. Here is how cash value actually works, and the honest truth about whether it is worth it. Part two of More Than a Death Benefit.
Lifestyle & Mindset
Learn, Laugh, and Move Forward from Financial Mistakes
We've all made financial mistakes, but dwelling on the past keeps you from making smart moves today. Here's how to give yourself grace and build a better strategy.
Lifestyle & Mindset
The Inheritance That Has Nothing to Do With Money
A Father's Day reflection on the most valuable thing my dad ever gave me, which was never going to show up on any account statement.
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Discovery
We start by learning what you want to accomplish and what you have to work with. We can't help if we don't know the full picture.
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Build Your Plan
We keep the best of what you already have, replace what can be better, and make sure nothing is falling through the cracks.
3
Review Every Year
As life changes, so should your plan. We lock in an annual review to make sure everything is still working for you.
Medicare & Healthcare
See What Smart Medicare Planning Looks Like →
Medicare & Healthcare
Keep Your Blood Pressure in Check This Winter
When the temperature drops, your blood vessels tighten up to keep you warm - but that also means your blood pressure can rise.
Medicare & Healthcare
November Reflections: Medicare Changes and Growing Families
The leaves are turning, families are growing, and Medicare plans are evolving. A perfect time to pause, reflect, and plan ahead.
Medicare & Healthcare
Medicare: A personal journey of insight and advocacy
Five years ago, I became eligible for Medicare. Having helped others navigate it for years, I thought I knew it all. But experiencing it firsthand gave me a whole new perspective.
Medicare & Healthcare
It's Almost Medicare Open Enrollment Time Again...
Time to start thinking about the Medicare annual enrollment period and what changes you may need to make between October 15th and December 7th.
Retirement Planning
Discover How Retirees Protect Their Income →
Retirement Income
The Tax-Free Bucket Most Retirees Are Missing
Most people retire with nearly all their savings in accounts the government still gets to tax. Life insurance can quietly build a third bucket that it does not. Part four of More Than a Death Benefit.
Retirement Income
The Policy That Helps You While You're Alive
Almost 70 percent of people turning 65 will need long-term care, and Medicare will not cover most of it. Some life insurance can step in while you are still living. Part three of More Than a Death Benefit.
Retirement Income
Be Your Own Bank: The Cash Value Most People Never Touch
Some life insurance quietly builds a pool of money you can borrow against, tax-advantaged, for anything you want. Here is how cash value actually works, and the honest truth about whether it is worth it. Part two of More Than a Death Benefit.
Retirement Income
Do I Need Life Insurance in Retirement? (An Honest Answer)
The honest answer is: it depends on the job you need it to do, and for some people it is no. Here is how to tell which side you are on. The first in our series, More Than a Death Benefit.
Inheritance Planning
Learn How Families Preserve Their Legacy →
inheritance planning
The Family Bank: Setting Up the Next Generation While It's Cheap
A policy on a young child or grandchild can lock in lifelong insurability and quietly build a pool the next generation can borrow against. Here is how the family bank works, and the honest catch. The finale of More Than a Death Benefit.
inheritance planning
Your Own Life Insurance Could Be Adding to Your Tax Bill
A life insurance policy you own is counted in your taxable estate, which can quietly add to the very tax bill you hoped to cover. A special kind of trust is the fix. Part six of More Than a Death Benefit.
inheritance planning
The Nine-Month Problem That Forces Families to Sell What They Love
When a large estate owes federal tax, the bill is due in cash within nine months, and the extension to file is not an extension to pay. Here is how life insurance keeps families from a fire sale. Part five of More Than a Death Benefit.
inheritance planning
A Christmas Gift Beyond Measure: Estate Planning for Your Family
Margaret gave her family something that couldn't be wrapped—complete estate organization that would spare them stress and confusion when she's gone.