The American Retirement Advisor: November 2026

The American Retirement Advisor
November 2026 · Volume 26, Issue 11

David finally tells the whole story of his trip to Germany, and it starts with a leaky pen. It ends with the question he asks every client: what do you want to accomplish? On page 3, meet the Calloways. Their father's will said "equal." One form said something else.

Download the November Newsletter (PDF)
You Are Invited · Friday, November 20
Come Sit in Our Studio Audience
Jason Tweet, Kyle Jacobs and David Schaeffer at our October 23 Fiscal Fridays show From our October 23 show. Watch it on YouTube.

Fiscal Fridays is part late-night talk show, part retirement Q&A: special guests, quirky games, and our advisors answering real family questions on a thirty-second clock. Doors open at 10:00 for coffee, and the show starts at 10:30 AM Arizona time at 8501 E. Princess Drive, Suite 210, Scottsdale. No cost. No pitch. Seats are limited to the first 20.

Save Your Seat
Inside This Issue
A Lifestyle. Not a Date. · David P. SchaefferPage 1
Original Thanks! · David S. EdgePage 1
Fiscal Fridays Live, November 20Page 2
The Calloway Inheritance, Episode 1 · Ian SchaefferPage 3
Sugar Smarts · Kyle JacobsPage 4
Why Am I Me? Family Time! · David S. EdgePage 4
Medicare Moment · Easy Eddie®Page 5
Financial Tip: Your Retirement Paycheck: Make It Last! · Marc FryePage 6
Clients of the MonthPage 7
Meet Our TeamPage 8
Classifieds, Rates and Our New RMD GuidePage 9
Quiz & Word SearchPage 10
CrosswordPage 11
Easy Eddie CartoonPage 12
Download the Newsletter
Roasted Butternut Squash and Chicken Curry
Sugar Smarts · Kyle Jacobs
Roasted Butternut Squash and Chicken Curry

Kyle's diabetes-friendly dinner for November: warm, colorful, and on the table in about an hour.

Get the Recipe
The Hidden History of the Rule That Taxes Your Retirement
New Guide · Page 9
The Hidden History of the Rule That Taxes Your Retirement

What a Required Minimum Distribution is, where it came from, and the costly mistakes to plan around.

Read the Guide
This Month's Quiz
Which U.S. president, a lawyer himself, died without a will?
A. George Washington
B. Thomas Jefferson
C. Abraham Lincoln

Email your answer, plus your crossword and word search, to Betty@AmericanRetire.com. Every correct entry goes into the monthly gift card drawing.

The Series Library · No Cost · No Signup
Which One Sounds Like Your Family?

Short series from 25 years of real conversations. Listen on a drive or read with your coffee. Each episode stands alone.

When the Kids Inherit
Family Inheritance · 5 Episodes
When the Kids Inherit
What your children actually receive, and the ordinary mistakes that shrink it. Pairs with the Calloways on page 3.
▶  Listen Now
Both Ends of the Table
High-Net-Worth Inheritance · 7 Episodes
Both Ends of the Table
The largest wealth transfer in history, for the families on both sides of it.
▶  Listen Now
The Fridge List
Estate Planning · 5 Episodes
The Fridge List
Why is the attorney's number still on your refrigerator? The list every family should keep.
▶  Listen Now
The Gap Years
Tax Window · 4 Episodes
The Gap Years
Between your last paycheck and your first required distribution. Often the lowest tax window of your life.
▶  Listen Now
The Whole Chart
Financial Checkup · 6 Episodes
The Whole Chart
Your money has drug interactions too. A full financial checkup, in plain English.
▶  Listen Now
The Widow's Penalty
Surviving Spouse · 5 Episodes
The Widow's Penalty
What happens to her taxes, Social Security, and coverage after losing a spouse.
▶  Listen Now
More Than a Death Benefit
Life Insurance · 7 Episodes
More Than a Death Benefit
Honest answers about what life insurance does for you while you are alive.
▶  Listen Now
The Evolution of a Promise
Life Insurance History · 5 Episodes
The Evolution of a Promise
How a 1583 London court case turned life insurance from a bet into a promise.
▶  Listen Now
Passing It On
Estate · 3 Episodes
Passing It On
The estate conversations every family needs. Before, during, and after.
▶  Listen Now
Browse Every Episode
Also on Apple Podcasts, Spotify, and YouTube. Search for The American Retirement Advisor.
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Educational content only. Not tax, legal, or investment advice. American Retirement Advisors is not connected with or endorsed by the U.S. government or the federal Medicare program.
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