What Information We Collect
The American Retirement Advisor (news.americanretirementadvisors.com) is published by American Retirement Advisors, located in Scottsdale, Arizona. We respect your privacy and are committed to protecting it.
Newsletter Subscriptions
When you subscribe to our newsletter, we collect your email address through Ghost, our publishing platform. If you subscribe to the print edition, we also collect your name and mailing address through Stripe, our payment processor. This information is used solely to deliver the newsletter to you.
- Email subscriptions are managed by Ghost
- Print edition payments are processed by Stripe. We do not store your credit card information on our servers.
The Daily Word Game
Our Daily Word puzzle stores your game progress (current game, win streak, and statistics) in your browser's local storage. This data stays on your device and is never sent to our servers.
If you win the daily puzzle and choose to enter our monthly coffee drawing, we collect your name and email address to contact the winner. Drawing entries are stored in a private Google Sheet accessible only to authorized American Retirement Advisors staff.
Analytics Data
We use Google Analytics 4 (GA4) to understand how visitors interact with our site. Google Analytics collects:
- Pages visited and time spent on each page
- General geographic location (city/region level, not street address)
- Device type, browser, and operating system
- Referring website or search engine
- Anonymized IP address
This data is aggregated and anonymous. We cannot identify individual visitors from analytics data alone. You can opt out by installing the Google Analytics Opt-out Browser Add-on.
Third-Party Widgets
Our site displays:
- A financial market ticker powered by TradingView (privacy policy)
- A YouTube video carousel powered by the YouTube Data API (Google privacy policy)
These widgets may set their own cookies and collect usage data according to their respective privacy policies.
Cookies
Cookies are small text files stored on your device. This site uses cookies for:
- Analytics: Google Analytics cookies (_ga, _gid) to measure site traffic
- Ghost Members: Session cookies if you are a logged-in subscriber
- Third-party widgets: TradingView market ticker and YouTube embeds
We do not use cookies for advertising, tracking across other websites, or building personal profiles. You can disable cookies in your browser settings at any time.
Information We Do NOT Collect
- Financial account information
- Social Security numbers or Medicare ID numbers
- Health or medical information
- Information from children under 18
How We Use Your Information
- Email addresses: To deliver the newsletter and occasional updates about new content
- Mailing addresses: To mail the print edition of the newsletter
- Drawing entries: To contact monthly coffee drawing winners
- Analytics data: To understand which articles are most helpful and improve the site
Data Sharing
We do not sell, trade, or rent your personal information to third parties. Your data is shared only with the service providers necessary to operate this site (Ghost, Stripe, Google Analytics) and is subject to their respective privacy policies.
Your Rights
You may unsubscribe from our newsletter at any time using the unsubscribe link in any email. To request deletion of your data or ask questions about your information, contact us using the details below.
External Links
Our articles may contain links to external websites, including government resources like Medicare.gov and SSA.gov. We are not responsible for the privacy practices of external websites.
Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date.
Contact Us
If you have questions about this Privacy Policy:
- Phone: (877) 220-1089
- Website: americanretirementadvisors.com
Effective Date: March 24, 2026