The plan letter is supposed to show what changed, and this week we read one that did not show either deductible. For 2027, more Advantage plans in Maricopa have a medical deductible, and drug deductibles can reach $700. Where to find your real numbers before October 15.
Since the 2027 plans went live on October 1, our team has pulled every plan in Scottsdale and Las Vegas to get ready for next week's client workshops. More deductibles, higher out-of-pocket limits, a $700 drug deductible cap, and what Medicare.gov cannot show yet.
This morning Medicare.gov switched to 2027 plans, and the workshop's live demo walks the search click by click. How to search drug plans and Advantage plans, the notes-sheet grid, what the little tooth means, and what the site does not show yet on day one.
Healthy, no prescriptions, so why pay for a drug plan? Because the penalty for going without one is permanent, it grows every month you wait, and the window to fix it opens once a year. I am an engineer, not an advisor, so I did the arithmetic with 2026 numbers.
Four things happened in the last ten days that change what your 2027 Medicare decision looks like. All of them are public. None of them were announced to you. Here is what came into our advisors' inboxes this summer, and what it means for your family.
Missed Medicare's December 7th deadline? There's good news: additional opportunities exist depending on your coverage type.