August is National Immunization Awareness Month, which highlights the importance of vaccines for older adults. Medicare provides comprehensive coverage for several key immunizations to help you stay healthy.
MEDICARE PART B COVERS:
• Flu vaccine: Annual shot before or during flu season.
• Pneumococcal vaccines: Two shots, at least one year apart.
• Hepatitis B vaccine: For those at medium or high risk.
• COVID-19 vaccine: Including the latest recommended doses.
MEDICARE PART D COVERS:
• Shingles (Shingrix): A two-dose vaccine for adults 50+.
• Tdap: To prevent whooping cough, with a booster every ten years.
• RSV vaccine: For older adults to protect against respiratory syncytial virus.
Thanks to the Inflation Reduction Act, Part D vaccines now have no out-of-pocket costs. Consult your healthcare provider for personalized advice. Let's make it 123Easy to stay healthy!
By Sharon Groves
Sharon Groves covers health, wellness, and lifestyle topics for the ARA newsletter, helping readers make informed decisions about their wellbeing in retirement.
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Easy Eddie's Take
Most people are surprised when they learn just how much Medicare vaccine coverage has improved in recent years. The Inflation Reduction Act changes Sharon mentioned are a big deal for anyone with Medicare Part D prescription drug coverage. Starting in 2023, vaccines recommended by the Advisory Committee on Immunization Practices (ACIP) are covered at zero cost under Part D, which means no copays or deductibles for vaccines like Shingrix or the RSV vaccine.
Here's what I tell folks: the timing matters. You can get your annual flu shot anytime between September and March, but many people ask me, "When should I get my COVID-19 booster?" The Centers for Disease Control and Prevention recommends staying current with COVID vaccines, and Medicare covers the updated formulations as they become available. For the RSV vaccine, if you're 60 or older, talk with your doctor about whether it's right for you.
One practical tip: bring your Medicare card when you get vaccinated, whether it's at your doctor's office, pharmacy, or community health center. The provider will handle the billing directly with Medicare. A little preparation today can make a big difference tomorrow.