Lifestyle & Mindset
What the World Needs Now: Love and Life Lessons
From travels around the world to growing up poor, David Edge reflects on how love and partnership become the primary ingredients for a successful life.
The American Retirement Advisor — News & Insights
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Retirement Income
We Are Your Anchor in Uncertain Times
The world feels like it's spinning faster than ever, but amidst the whirlwind, we're your anchor.
Success Stories
Success Story: Doctor. Doctor. Where art thou?
This year brought a whirlwind of Medicare plan changes, with more doctors leaving networks than usual. Here's how we helped one client stay ahead of the curve.
Medicare & Healthcare
Medicare@Work: Supporting Employee Healthcare Transitions
Many employees are confused about Medicare enrollment when retiring. Here's how dedicated Medicare planning helps them avoid costly penalties and make the right healthcare choices.
Medicare & Healthcare
Medicare Moment: Medical Underwriting for Medicare Supplements
Not necessarily, but rules vary by state and sometimes by insurance carrier. Learn when you can avoid medical underwriting for Medicare Supplements.
Retirement Income
Financial Tip: Why Bank CD Rates Are Higher on Short-Term CDs
Marc explains why shorter-term bank CDs are paying higher interest rates than longer-term CDs, and what this means for your investment strategy.
Trusted by 14,000+ Families
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— Randy B., new client
How It Works
1
Discovery
We start by learning what you want to accomplish and what you have to work with. We can't help if we don't know the full picture.
2
Build Your Plan
We keep the best of what you already have, replace what can be better, and make sure nothing is falling through the cracks.
3
Review Every Year
As life changes, so should your plan. We lock in an annual review to make sure everything is still working for you.
Medicare & Healthcare
See What Smart Medicare Planning Looks Like →
Medicare & Healthcare
Your Medicare Options After Annual Enrollment Period Ends
Missed Medicare's December 7th deadline? There's good news: additional opportunities exist depending on your coverage type.
Medicare & Healthcare
Keep Your Blood Pressure in Check This Winter
When the temperature drops, your blood vessels tighten up to keep you warm - but that also means your blood pressure can rise.
Medicare & Healthcare
November Reflections: Medicare Changes and Growing Families
The leaves are turning, families are growing, and Medicare plans are evolving. A perfect time to pause, reflect, and plan ahead.
Medicare & Healthcare
Medicare: A personal journey of insight and advocacy
Five years ago, I became eligible for Medicare. Having helped others navigate it for years, I thought I knew it all. But experiencing it firsthand gave me a whole new perspective.
Retirement Planning
Discover How Retirees Protect Their Income →
Retirement Income
Filling the Bracket: The Roth Conversion Window Before Age 73
During the gap years your tax bracket has room in it. A Roth conversion lets you fill that room on purpose, paying tax at today's low rate instead of tomorrow's forced one. Part two of The Gap Years.
Retirement Income
The Gap Years: Often the Lowest-Tax Window of Your Life
The years between your last paycheck and age 73 are often the lowest-tax stretch you will ever see. Most retirees coast through and pay for it later. Part one of The Gap Years.
Retirement Income
The Tax-Free Bucket Most Retirees Are Missing
Most people retire with nearly all their savings in accounts the government still gets to tax. Life insurance can quietly build a third bucket that it does not. Part four of More Than a Death Benefit.
Retirement Income
The Policy That Helps You While You're Alive
Almost 70 percent of people turning 65 will need long-term care, and Medicare will not cover most of it. Some life insurance can step in while you are still living. Part three of More Than a Death Benefit.
Inheritance Planning
Learn How Families Preserve Their Legacy →
inheritance planning
The Family Bank: Setting Up the Next Generation While It's Cheap
A policy on a young child or grandchild can lock in lifelong insurability and quietly build a pool the next generation can borrow against. Here is how the family bank works, and the honest catch. The finale of More Than a Death Benefit.
inheritance planning
Your Own Life Insurance Could Be Adding to Your Tax Bill
A life insurance policy you own is counted in your taxable estate, which can quietly add to the very tax bill you hoped to cover. A special kind of trust is the fix. Part six of More Than a Death Benefit.
inheritance planning
The Nine-Month Problem That Forces Families to Sell What They Love
When a large estate owes federal tax, the bill is due in cash within nine months, and the extension to file is not an extension to pay. Here is how life insurance keeps families from a fire sale. Part five of More Than a Death Benefit.
inheritance planning
A Christmas Gift Beyond Measure: Estate Planning for Your Family
Margaret gave her family something that couldn't be wrapped—complete estate organization that would spare them stress and confusion when she's gone.