Estate planning done improperly can be a family nightmare. When a loved one passes away, the executor is responsible for paying bills immediately while assets remain tied up.
September is prostate health awareness month. Learn how diet, exercise, and Medicare-covered screenings can help protect your health.
What did you do to be fun or romantic when courting your sweetie? You might be surprised by what your partner remembers most!
Scientists are finding more evidence that hearing loss can make you more likely to experience cognitive decline, but it doesn't guarantee dementia.
Time flies, and Medicare's Annual Election Period is just around the corner! Here's how to prepare for reviewing next year's plans without the overwhelm.
What the heck has happened to manners? Growing up in the Deep South taught me the value of respect and civility that seems to be disappearing from our society.
“My full trust is in you folks and always has been since the beginning.”
— Dana B., ARA client since 2019
“Best decision we made years ago in AZ was finding American Retirement Advisors!”
— Ellen K., Scottsdale
“I told my friends I was in the same position and talked to American Retirement Advisors and got my questions answered.”
— Rod H., ARA client
“I was talking to a family friend yesterday and told him what a wonderful job Marc did.”
— Susan S., Mesa
“He comes highly recommended by close friends. I only want to talk to David Edge.”
— Gene M., referred client
“This is my first year in Medicare and your input was extremely helpful.”
— Randy B., new client
We start by learning what you want to accomplish and what you have to work with. We can't help if we don't know the full picture.
We keep the best of what you already have, replace what can be better, and make sure nothing is falling through the cracks.
As life changes, so should your plan. We lock in an annual review to make sure everything is still working for you.
Missed Medicare's December 7th deadline? There's good news: additional opportunities exist depending on your coverage type.
When the temperature drops, your blood vessels tighten up to keep you warm - but that also means your blood pressure can rise.
The leaves are turning, families are growing, and Medicare plans are evolving. A perfect time to pause, reflect, and plan ahead.
Five years ago, I became eligible for Medicare. Having helped others navigate it for years, I thought I knew it all. But experiencing it firsthand gave me a whole new perspective.
Most retirees are surprised to learn their own Social Security can be taxed, and that up to 85 percent of the benefit can land in their taxable income. Here is how it works, and the new-law confusion to clear up. Part four of The Gap Years.
IRMAA is the Income-Related Monthly Adjustment Amount, a surcharge that raises your Medicare premium based on income from two years ago. Here is how it works, and how a smart year can quietly trigger it. Part three of The Gap Years.
If someone tells you that something is guaranteed to pay off quickly, grab your wallet and head in the other direction.
During the gap years your tax bracket has room in it. A Roth conversion lets you fill that room on purpose, paying tax at today's low rate instead of tomorrow's forced one. Part two of The Gap Years.
A policy on a young child or grandchild can lock in lifelong insurability and quietly build a pool the next generation can borrow against. Here is how the family bank works, and the honest catch. The finale of More Than a Death Benefit.
A life insurance policy you own is counted in your taxable estate, which can quietly add to the very tax bill you hoped to cover. A special kind of trust is the fix. Part six of More Than a Death Benefit.
When a large estate owes federal tax, the bill is due in cash within nine months, and the extension to file is not an extension to pay. Here is how life insurance keeps families from a fire sale. Part five of More Than a Death Benefit.
Margaret gave her family something that couldn't be wrapped—complete estate organization that would spare them stress and confusion when she's gone.
