Retirement Income
Build the Team Before You Need It
The worst time to assemble a coordinated team is in the middle of a crisis. The best time is now, while everything is calm. The finale of Both Ends of the Table.
inheritance planning
Giving While You're Alive to Watch It
Most wealth passes at death, when heirs are in their sixties and need it least. There is a strong case, and some surprisingly generous tax rules, for giving while you are here to see what it does. Part six of Both Ends of the Table.
inheritance planning
Layering a Windfall Onto an Already-Full Plan
When you already have enough, an inheritance is not really about security anymore. It is about purpose. Here is how to think about deploying a windfall when your plan is already full. Part five of Both Ends of the Table.
Retirement Income
The Tax Bill Hiding in a Good Year
A single big-income year, from an inheritance, a sale, or a large withdrawal, can quietly trigger four different taxes at once and raise your Medicare premiums two years later. Part four of Both Ends of the Table.
Retirement Income
When the Problem Isn't Growth, It's Coordination
Once you have enough, the biggest threat to your money is no longer a bad return. It is the gaps between advisors who never talk to each other. Part three of Both Ends of the Table.
inheritance planning
The Inheritance You Can See Coming
Most people are blindsided by an inheritance. A lucky few can see it coming, and that window before it arrives is where nearly all the planning value lives. Part two of Both Ends of the Table.