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Retirement Income

Financial Tip: Why Fixed Indexed Annuities Aren't the Bad Word You Think

OK, get ready. I'm about to say a bad word. Annuities. Well not really a bad word, but they've gotten a bad rap for all the wrong reasons.

Apr 2, 2026
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Published by American Retirement Advisors in Scottsdale, Arizona.

Helping families navigate Medicare, retirement income, and inheritance planning since 2001.

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Important Disclosures

AmericanRetirementAdvisors.com LLC is an independent insurance agency. Our advisors are licensed insurance professionals in all 50 states. Insurance products, including annuities and life insurance, are not bank deposits, are not FDIC insured, are not insured by any federal government agency, and carry no bank or credit union guarantees. Annuity guarantees, including guaranteed income riders, are backed solely by the claims-paying ability of the issuing insurance company. Past performance and historical interest rates are not guarantees or indicators of future results.

AmericanRetirementAdvisors.com LLC does not provide investment advisory services and is not registered as an investment adviser with the SEC or any state securities regulator. Investment advisory services are provided through independent, separately licensed investment advisory professionals. Nothing on this website constitutes investment advice, a solicitation to buy or sell any security, or a recommendation of any specific financial product. All content is provided for general educational and informational purposes only and should not be relied upon as tax, legal, or investment advice. Individual circumstances vary. Consult a qualified tax professional, attorney, or registered investment adviser before making financial decisions.

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Medicare Disclosure

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (1-800-633-4227) to get information on all of your options. TTY users should call 1-877-486-2048. AmericanRetirementAdvisors.com LLC is not connected with or endorsed by the U.S. government or the federal Medicare program. Hours of operation: Monday through Friday, 8:00 AM to 5:00 PM MST.

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