Every fall, someone at the mailbox swears by their Medicare plan. It may be perfect for them and wrong for you. Four things that make a plan personal, and three better questions to ask than 'which plan do you have?'
At Fiscal Fridays, David told the story of a drug list that made next year look like $972,000. Nothing was wrong with the plan. The list was wrong. How to get yours right before your review.
David closed Fiscal Fridays with a picture worth keeping: Medicare is one room in your house, and your income and your family's plan live there too. A simple once-a-year walk through all three rooms.
Every copay on a 2027 plan card was decided months ago, inside a bid that went to Medicare in June. How the bid, the benchmark, and the rebate work, why a dollar can only go one place, and the secret guest at Fiscal Fridays on October 23 who has spent his career inside the health insurance business.
Eight true-or-false questions from a busy week: charitable giving, the income surcharge on $0 plans, long-term care, three Medicare rumors, and Social Security's 2027 raise. Every answer links back to the article it came from.
The Annual Enrollment Period opens today, and three claims are making the rounds that are wrong or out of date: a new escape hatch when your doctor leaves, a $2,000 drug cap, and a rule that you must re-enroll every year. What the official sources actually say.