While this is one of the most special Federal Holidays in the USA, many folks don't know the actual timing and specific details about how the event actually happened. Let's list a few and see if any of them are new to you!
Thomas Jefferson was the original author of the Declaration of Independence, but did you know that Benjamin Franklin and John Adams further refined the original draft along with Jefferson? The three of them edited the final document that was presented to Congress.
While the document was adopted by Congress on July 4th, only two people actually signed it on July 4th! Congressional President John Hancock and Congressional Secretary Charles Thompson. The rest of Congress didn't sign the document until August 2nd, 1776!
There was discussion about making July the 4th an official holiday for years, but Congress didn't declare July 4th a holiday until 1870. Then Congress didn't make it an official Federal Holiday until 1938!
Only two of the original signers would go on to become President of the United States: John Adams and Thomas Jefferson. As an unusual coincidence, they both died on the same day — July 4th, 1826.
Our wish is that you spend the holiday with something cold to drink and something hot off the BBQ! Happy 4th everyone!
By David Edge
David Edge is a retirement lifestyle writer and contributor to the ARA monthly newsletter. His articles blend personal stories with practical insights on living well in retirement.
You Might Also Like
- Colonial Riders: The Unsung Heroes of America's Independence
Lifestyle & Mindset · David S. Edge - Fun 4th of July Facts You Probably Didn't Know
Lifestyle & Mindset · David S. Edge - Songs of Patriotism: American Music That Unites Us
Lifestyle & Mindset · David S. Edge
Easy Eddie's Take
David's sharing these Independence Day facts reminds me how important it is to understand the full story behind the things that shape our lives. Speaking of independence, many retirees tell me that achieving financial independence feels just as meaningful as our country's founding. Most people are surprised when they learn that the Social Security Administration actually considers your Full Retirement Age based on your birth year, not just when you turn 65. For 2026, if you were born in 1960 or later, your Full Retirement Age is 67.
Just like those founders took time to get the Declaration right, your retirement planning deserves that same careful attention. Whether you're looking at Medicare enrollment periods, Required Minimum Distributions from your 401(k) or traditional IRA, or deciding when to claim Social Security benefits, the timing can make a real difference in your financial independence. A little preparation today can help you celebrate your own independence for years to come.