Lifestyle & Mindset
Downsizing for Seniors: Financial Benefits and Quality of Life
My wife Jacquie and I downsized six years ago to get rid of stairs and reduce our mortgage payment. Here's how it can benefit your retirement too.
The American Retirement Advisor — News & Insights
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Lifestyle & Mindset
Simple Pleasures: Why Seasonal Traditions Matter More in Retirement
Whether it's ice fishing or crawfish boils, the simple pleasures that make you...you become even more precious as the seasons roll by.
Lifestyle & Mindset
Plant-Based or Animal Protein: Which Is Better for Weight Loss?
If you're trying to lose weight, protein helps make you feel fuller longer. But should you choose plant-based or animal proteins?
Lifestyle & Mindset
Songs of Patriotism: American Music That Unites Us
From George M. Cohan's Grand Old Flag to Lee Greenwood's God Bless the USA, patriotic songs have soundtracked America's greatest moments.
Lifestyle & Mindset
To Answer or Not? Phone Communication Tips for Important Calls
I generally don't answer my phone anymore unless I know who's calling. But what if you miss that important call from your doctor or Medicare advisor?
Medicare & Healthcare
Making Medicare Guidance and Transition 123Easy at Work
Last month, popular calls from our HR partners came in asking for help for retiring employees who planned to move AND transition to Medicare.
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“I told my friends I was in the same position and talked to American Retirement Advisors and got my questions answered.”
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“I was talking to a family friend yesterday and told him what a wonderful job Marc did.”
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— Randy B., new client
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1
Discovery
We start by learning what you want to accomplish and what you have to work with. We can't help if we don't know the full picture.
2
Build Your Plan
We keep the best of what you already have, replace what can be better, and make sure nothing is falling through the cracks.
3
Review Every Year
As life changes, so should your plan. We lock in an annual review to make sure everything is still working for you.
Medicare & Healthcare
See What Smart Medicare Planning Looks Like →
Medicare & Healthcare
Your Medicare Options After Annual Enrollment Period Ends
Missed Medicare's December 7th deadline? There's good news: additional opportunities exist depending on your coverage type.
Medicare & Healthcare
Keep Your Blood Pressure in Check This Winter
When the temperature drops, your blood vessels tighten up to keep you warm - but that also means your blood pressure can rise.
Medicare & Healthcare
November Reflections: Medicare Changes and Growing Families
The leaves are turning, families are growing, and Medicare plans are evolving. A perfect time to pause, reflect, and plan ahead.
Medicare & Healthcare
Medicare: A personal journey of insight and advocacy
Five years ago, I became eligible for Medicare. Having helped others navigate it for years, I thought I knew it all. But experiencing it firsthand gave me a whole new perspective.
Retirement Planning
Discover How Retirees Protect Their Income →
Retirement Income
Filling the Bracket: The Roth Conversion Window Before Age 73
During the gap years your tax bracket has room in it. A Roth conversion lets you fill that room on purpose, paying tax at today's low rate instead of tomorrow's forced one. Part two of The Gap Years.
Retirement Income
The Gap Years: Often the Lowest-Tax Window of Your Life
The years between your last paycheck and age 73 are often the lowest-tax stretch you will ever see. Most retirees coast through and pay for it later. Part one of The Gap Years.
Retirement Income
The Tax-Free Bucket Most Retirees Are Missing
Most people retire with nearly all their savings in accounts the government still gets to tax. Life insurance can quietly build a third bucket that it does not. Part four of More Than a Death Benefit.
Retirement Income
The Policy That Helps You While You're Alive
Almost 70 percent of people turning 65 will need long-term care, and Medicare will not cover most of it. Some life insurance can step in while you are still living. Part three of More Than a Death Benefit.
Inheritance Planning
Learn How Families Preserve Their Legacy →
inheritance planning
The Family Bank: Setting Up the Next Generation While It's Cheap
A policy on a young child or grandchild can lock in lifelong insurability and quietly build a pool the next generation can borrow against. Here is how the family bank works, and the honest catch. The finale of More Than a Death Benefit.
inheritance planning
Your Own Life Insurance Could Be Adding to Your Tax Bill
A life insurance policy you own is counted in your taxable estate, which can quietly add to the very tax bill you hoped to cover. A special kind of trust is the fix. Part six of More Than a Death Benefit.
inheritance planning
The Nine-Month Problem That Forces Families to Sell What They Love
When a large estate owes federal tax, the bill is due in cash within nine months, and the extension to file is not an extension to pay. Here is how life insurance keeps families from a fire sale. Part five of More Than a Death Benefit.
inheritance planning
A Christmas Gift Beyond Measure: Estate Planning for Your Family
Margaret gave her family something that couldn't be wrapped—complete estate organization that would spare them stress and confusion when she's gone.