Episode 2 of Fiscal Fridays tapes today. Real clients, real questions, a live audience, and a new face at the table. Here's what's happening behind the scenes.
David shares his wonderful summer travels through North Georgia's natural beauty and New Orleans' food scene, creating fantastic memories along the way.
Most people guess what they spend each month. We don't guess. We pull the statements, go page by page, and do the math. What we find almost always surprises people.
From Arizona heat to Maine lobster rolls, retirement is about having the freedom to savor life's moments without worrying about the bills.
You saved for 30 years, did everything right, and now you're afraid to spend any of it. A quarter-point rate move ruins your Tuesday. Here's why the worry is the problem, not the money.
As Medigap premiums continue to rise, Medicare Advantage plans might be worth exploring—especially with the 12-month trial period available to first-time enrollees.
“My full trust is in you folks and always has been since the beginning.”
— Dana B., ARA client since 2019
“Best decision we made years ago in AZ was finding American Retirement Advisors!”
— Ellen K., Scottsdale
“I told my friends I was in the same position and talked to American Retirement Advisors and got my questions answered.”
— Rod H., ARA client
“I was talking to a family friend yesterday and told him what a wonderful job Marc did.”
— Susan S., Mesa
“He comes highly recommended by close friends. I only want to talk to David Edge.”
— Gene M., referred client
“This is my first year in Medicare and your input was extremely helpful.”
— Randy B., new client
We start by learning what you want to accomplish and what you have to work with. We can't help if we don't know the full picture.
We keep the best of what you already have, replace what can be better, and make sure nothing is falling through the cracks.
As life changes, so should your plan. We lock in an annual review to make sure everything is still working for you.
When the temperature drops, your blood vessels tighten up to keep you warm - but that also means your blood pressure can rise.
The leaves are turning, families are growing, and Medicare plans are evolving. A perfect time to pause, reflect, and plan ahead.
Five years ago, I became eligible for Medicare. Having helped others navigate it for years, I thought I knew it all. But experiencing it firsthand gave me a whole new perspective.
Time to start thinking about the Medicare annual enrollment period and what changes you may need to make between October 15th and December 7th.
Most people retire with nearly all their savings in accounts the government still gets to tax. Life insurance can quietly build a third bucket that it does not. Part four of More Than a Death Benefit.
Almost 70 percent of people turning 65 will need long-term care, and Medicare will not cover most of it. Some life insurance can step in while you are still living. Part three of More Than a Death Benefit.
Some life insurance quietly builds a pool of money you can borrow against, tax-advantaged, for anything you want. Here is how cash value actually works, and the honest truth about whether it is worth it. Part two of More Than a Death Benefit.
The honest answer is: it depends on the job you need it to do, and for some people it is no. Here is how to tell which side you are on. The first in our series, More Than a Death Benefit.
A policy on a young child or grandchild can lock in lifelong insurability and quietly build a pool the next generation can borrow against. Here is how the family bank works, and the honest catch. The finale of More Than a Death Benefit.
A life insurance policy you own is counted in your taxable estate, which can quietly add to the very tax bill you hoped to cover. A special kind of trust is the fix. Part six of More Than a Death Benefit.
When a large estate owes federal tax, the bill is due in cash within nine months, and the extension to file is not an extension to pay. Here is how life insurance keeps families from a fire sale. Part five of More Than a Death Benefit.
Margaret gave her family something that couldn't be wrapped—complete estate organization that would spare them stress and confusion when she's gone.
