inheritance planning
Legacy on the Horizon: Starting Family Conversations About Inheritance
A family trip to Bermuda became the perfect setting for meaningful conversations about legacy planning and what really matters across generations.
The American Retirement Advisor — News & Insights
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medicare
3 Medicare Gaps That Catch Retirees Off Guard
Medicare doesn't cover dental, vision, or the income surcharge most retirees don't see coming. Here's how to fill the gaps.
Lifestyle & Mindset
July 4th: Surprising Facts About Independence Day You Probably Didn't Know
Think you know Independence Day history? These surprising facts about July 4th might change what you thought you knew about America's birthday!
inheritance planning
Focus on Remembering: How a Beneficiary Box Saved Two Brothers
When Joe and Bill returned home after their mother's passing, they discovered her final gift: a perfectly organized Beneficiary Box that let them grieve instead of scramble.
retirement income planning
He Had $500K at Vanguard and Thought He Was Fine
I was sitting behind the cameras last Friday during the premiere of our live show, Fiscal Fridays, when a caller's
Medicare & Healthcare
How Medicare Advantage Plans Get Paid (And What It Means for You)
Ever wonder how Medicare Advantage plans offer extras like dental and vision with low premiums? The answer lies in how the federal government pays these private insurers.
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Discovery
We start by learning what you want to accomplish and what you have to work with. We can't help if we don't know the full picture.
2
Build Your Plan
We keep the best of what you already have, replace what can be better, and make sure nothing is falling through the cracks.
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Review Every Year
As life changes, so should your plan. We lock in an annual review to make sure everything is still working for you.
Medicare & Healthcare
See What Smart Medicare Planning Looks Like →
Medicare & Healthcare
Keep Your Blood Pressure in Check This Winter
When the temperature drops, your blood vessels tighten up to keep you warm - but that also means your blood pressure can rise.
Medicare & Healthcare
November Reflections: Medicare Changes and Growing Families
The leaves are turning, families are growing, and Medicare plans are evolving. A perfect time to pause, reflect, and plan ahead.
Medicare & Healthcare
Medicare: A personal journey of insight and advocacy
Five years ago, I became eligible for Medicare. Having helped others navigate it for years, I thought I knew it all. But experiencing it firsthand gave me a whole new perspective.
Medicare & Healthcare
It's Almost Medicare Open Enrollment Time Again...
Time to start thinking about the Medicare annual enrollment period and what changes you may need to make between October 15th and December 7th.
Retirement Planning
Discover How Retirees Protect Their Income →
Retirement Income
The Gap Years: Often the Lowest-Tax Window of Your Life
The years between your last paycheck and age 73 are often the lowest-tax stretch you will ever see. Most retirees coast through and pay for it later. Part one of The Gap Years.
Retirement Income
The Tax-Free Bucket Most Retirees Are Missing
Most people retire with nearly all their savings in accounts the government still gets to tax. Life insurance can quietly build a third bucket that it does not. Part four of More Than a Death Benefit.
Retirement Income
The Policy That Helps You While You're Alive
Almost 70 percent of people turning 65 will need long-term care, and Medicare will not cover most of it. Some life insurance can step in while you are still living. Part three of More Than a Death Benefit.
Retirement Income
Be Your Own Bank: The Cash Value Most People Never Touch
Some life insurance quietly builds a pool of money you can borrow against, tax-advantaged, for anything you want. Here is how cash value actually works, and the honest truth about whether it is worth it. Part two of More Than a Death Benefit.
Inheritance Planning
Learn How Families Preserve Their Legacy →
inheritance planning
The Family Bank: Setting Up the Next Generation While It's Cheap
A policy on a young child or grandchild can lock in lifelong insurability and quietly build a pool the next generation can borrow against. Here is how the family bank works, and the honest catch. The finale of More Than a Death Benefit.
inheritance planning
Your Own Life Insurance Could Be Adding to Your Tax Bill
A life insurance policy you own is counted in your taxable estate, which can quietly add to the very tax bill you hoped to cover. A special kind of trust is the fix. Part six of More Than a Death Benefit.
inheritance planning
The Nine-Month Problem That Forces Families to Sell What They Love
When a large estate owes federal tax, the bill is due in cash within nine months, and the extension to file is not an extension to pay. Here is how life insurance keeps families from a fire sale. Part five of More Than a Death Benefit.
inheritance planning
A Christmas Gift Beyond Measure: Estate Planning for Your Family
Margaret gave her family something that couldn't be wrapped—complete estate organization that would spare them stress and confusion when she's gone.